Consumer Protection Laws And How We Can Help

Consumer protection laws were created to level the playing field for consumers. There is a large disparity between a multibillion-dollar corporation and an individual. They hire hordes of attorneys to defend their behavior or products. There are federal laws that help protect consumers and federal agencies, such as the Federal Trade Commission (FTC), the Consumer Financial Protection Bureau (CFPB), the Food and Drug Administration (FDA). Additionally there are a variety of state consumer protection agencies also working to help consumers.

Have You Been Wronged By A Business?

If you have suffered an unfair, deceptive or fraudulent business practice, you may be outraged, but not know how to resolve your problem. The business may provide an unhelpful answer, may be unresponsive or may simply ignore you.

That's where we can help. At Ranwick & Nowicki, our attorneys are experienced in handling consumer law matters, and we offer a free initial consultation, so you can explain your facts and we can help you determine if you have a valid case at no risk.

Which Law Do You Need?

While the laws are there to help consumers, it can be difficult for the average consumer to know if there is a relevant law or regulations that relates to a problem. The list of potential laws that may cover your grievance includes:

  • Consumer Product Safety Act (CPSA)
  • Fair Credit Reporting Act (FCRA)
  • Fair Credit Billing Act (FCBA)
  • Fair Debt Collection Practices Act (FDCPA)
  • Food, Drug, and Cosmetic Act (FDCA)
  • Gramm-Leach-Bliley Act
  • Health Insurance Portability and Accountability Act (HIPAA)
  • Real Estate Settlement Procedures Act (RESPA)
  • Truth in Lending Act (TILA)

In addition, there are many state laws that may provide consumers additional rights. Navigating this material can be difficult. If you wait too long, it can also cost you your claim, as the statutes of limitation that govern how much time you have to bring a claim vary. Working with an experienced attorney is the best way to protect your claim and obtain compensation.

Contact Us

If you have questions about consumer protection laws or are uncertain if you have a case, don't delay. You have nothing to lose by calling us, as we offer free initial consultations, and if you have a case, you won't have to pay attorney fees. Call our Minneapolis office at 800-797-3147 or use our online contact form.